Legal
Terms and Conditions
These Terms and Conditions ("Terms") govern access to and use of the Equlum App platform, website, and related services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. This document is a general draft template and should be reviewed and adapted by qualified legal counsel before publication.
1. Acceptance of Terms
By creating an account, requesting access, or otherwise using the Service, you confirm that you have read, understood, and agree to these Terms and any referenced policies, including our Privacy Policy. If you do not agree, you must not use the Service.
2. Eligibility
The Service is intended for use by individuals and entities capable of forming legally binding contracts under applicable law. By using the Service, you represent that you meet this requirement and that any information you provide is accurate and current.
3. Nature of the Service
Equlum App provides an AI-driven data-analysis platform intended to support investment and strategic risk decisions based on inputs and preferences you supply, including risk tolerance parameters. The Service is provided for informational and analytical purposes only.
Nothing produced by the Service constitutes financial, investment, tax, or legal advice, and no output should be relied upon as a recommendation to buy, sell, or hold any asset. You remain solely responsible for any decisions made using information obtained through the Service.
4. Account Responsibilities
You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account. You agree to notify Equlum App promptly of any unauthorized use or suspected security breach.
5. Acceptable Use
You agree not to misuse the Service, including by attempting to interfere with its operation, reverse-engineering its underlying systems, extracting data in violation of applicable terms, or using the Service for unlawful purposes.
6. Access and Availability
Access to the Service may be limited, request-based, or subject to approval at Equlum App's discretion. Equlum App does not guarantee uninterrupted or error-free availability and may modify, suspend, or discontinue any part of the Service at any time.
Additional Terms
All content, software, design elements, and materials associated with the Service are owned by Equlum App or its licensors and are protected by applicable intellectual property laws. No rights are granted to you except as expressly stated in these Terms.
The Service may integrate or reference third-party data sources, tools, or services. Equlum App does not control and is not responsible for the accuracy, availability, or practices of such third parties.
The Service is provided "as is" and "as available," without warranties of any kind, whether express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose, or non-infringement. Equlum App does not warrant that analytical outputs will be error-free or achieve any particular result.
To the fullest extent permitted by applicable law, Equlum App shall not be liable for any indirect, incidental, consequential, or special damages, including financial losses, arising from or related to your use of, or inability to use, the Service.
You agree to indemnify and hold Equlum App harmless from any claims, damages, or expenses arising from your breach of these Terms or misuse of the Service.
Equlum App may suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users or the Service itself.
Equlum App may update these Terms from time to time. Material changes will be indicated by updating the effective date below. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
These Terms shall be governed by the laws applicable in the jurisdiction in which Equlum App operates, without regard to conflict-of-law principles. This section should be finalized with legal counsel based on your specific corporate structure.
15. Contact
Questions regarding these Terms can be directed to Equlum App through the contact channels listed on our Contact page.
Effective date: This is a template document and does not reflect a finalized effective date. Insert the correct date upon legal review and publication.